By plane
Podgorica, and its international airport, are some 170 km away. There are several daily flights from Belgrade. There are regular flights from Budapest, Zurich, Frankfurt, Ljubljana, Paris, Rome and Vienna.
By car
You can get to Žabljak either by departing the road from coast to Serbia at Mojkovac or take the route Podgorica - Šavnik - Žabljak, the first route being the higher quality road. Either way, those are curvy, mountanious roads that don't permit high speeds and require additional caution. During the winter, when whole area is covered with snow, those unfamiliar with roads should let someone more expirienced and informed get them to Žabljak, as roads might get covered with snow and ice. Driving in this conditions might be a nightmare for someone used to autobahn - standard, but is a piece of cake for local bus, minibus or taxi drivers.